Although rural in nature, a good number of residents commute to Lincoln, about 20 miles to the east, for employment. Towns in the county include:

• Beaver Crossing - Located in the southwestern part of the county, it was platted in 1887.
• Bee - The first town north of Seward, Bee is in "B" Precinct.
• Cordova - Founded in 1887, Cordova is located near Beaver Crossing. An English instructor with a flair for the classics named the streets.
• Garland - East of Seward, Garland was originally named Germantown to reflect the number of German settlers in the area. The name was changed during WWI.
• Goehner - Platted in 1887, Goehner is southwest of Seward. It is the home of the Seward County Historical Society.
• Grover, East Milford - These communities were located across the Blue River and just east of Milford.
• Marysville, a community located about 2 1/2 miles west of Staplehurst on Lincoln Creek. It consisted of a church, school and a mill.
• Milford - The first settlers arrived in the area in 1864. Located southeast of Seward, Milford and Seward vied to be the county seat for a time. A campus of Southeast Community College is now located in Milford.
• Pleasant Dale - Located in the southeast corner of the county, Pleasant Dale received its name from its location.
• Ruby - A hamlet about five miles south of Seward, Ruby is now home to a grain elevator.
• Seward (County seat) - With a current population of about 7,000, Seward is the largest town in the county. The annual 4th of July celebration attracts thousands of people every summer. In addition to the courthouse, the Seward Library and Seward County Genealogical Society can be helpful to researchers.
• Staplehurst - Named for a town in England, Staplehurst obtained a post office in the mid-1870s. The post office was moved to the current town site northwest of Seward in 1879.
• Tamora - Platted in 1879, Tamora is located about five miles west of Seward. Once an active community, it is now the location of a large grain elevator.
• Utica - Located due west of Seward and Tamora on the west edge of Seward County, Utica was settled in the 1870s and named for Utica, New York.

Several communities, now long gone, played a role in the settlement of Seward County. Most were in the southern part of the county near the Blue River. For more information on the communities visit the Post Office page. They were:

• Camden - Situated in "P" Precinct, it served many pioneers using the Oregon Trail cutoff to Ft. Kearney. The first bridge across the blue River was in this area. The first post office in the county opened here in 1862. A cemetery and stone marker are all that remain.
• Oakgrove - After the area along the Blue River, a number of early residents settled here in the northeast part of the county. It was the location of one of the first mills in the county. All that is left is a cemetery.
• Orton - The town in "D" Precinct had a post office from 1871-1888. It served the northwestern part of the county.
• Pittsburgh - A dream of pioneer settler Christopher Lazenby, it had a post office from 1873-1875. It was located along the Blue River in "M" Precinct.
• West's Mills - Named after one of the first settlers in county, Thomas West, it served an area on the Blue River west of Camden. It had a post office from 1868-1884.

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